On 17/02/2020 14:57, Jethro_uk wrote:
On Mon, 17 Feb 2020 14:42:47 +0000, Dave Plowman (News) wrote:

In article ,
Andrew wrote:
On 17/02/2020 10:27, NY wrote:
but water got into the engine and knackered it. Being a diesel, with
a greater compression ratio, the damage was worse. Fortunately his
insurance paid for a new engine.

This storm was very well forecast many days ago, and anyone paying
attention to the jet stream and weather over in the USA would have
guessed quite accurately that we were in for a 2013/14 type of weather
event even further back.

The Met Office have been giving yellow, amber and latterly red alerts,
so anyone ignoring those warnings and then damaging their car might
find insurance cos being reluctant to pay out, just like they try to
wiggle out of accident or illness claims to anyone on holiday abroad.

It did seem odd to me, people shifting things like TVs upstairs, while
leaving a relatively new car parked outside? Cars tend to be the single
most expensive item most have?

Also, never underestimate the stupidity of an insurance company refusing
to pay out because a car was not kept on a drive when stolen, but on a
road a few miles away to protect it from flood.

When seeking car insurance I have never been asked anything other than
where the car is *normally* kept overnight. I have never had a policy
with a term which would allow them to deny a claim on such grounds.
What in your cover makes you think it's possible? And do you worry too
that they'll deny cover if you are more than X miles from your car for
other reasons?


--
Robin
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