In alt.home.repair, on Mon, 23 Sep 2019 17:21:48 -0500, Dean Hoffman
wrote:

I need to sign up for Medicare in the next couple months and was
wondering if anyone had words of wisdom to offer.

And one more thing, Medicare doesn't apply when you are out of the USA,
and aiui all of the supplemental plans only apply when Medicare applies.

How does that compare with union or employer insurance?

Travel insurance sometimes includes lost luggage, cancelled tickets**,
probably hotels if the airline doesn't pay for the hotel, and also
medical, but you can get medical-only travel insurance.

However after age 70, I think some US and foreign companies won't insure
you and for those that do, the rate goes up and there may be substantial
limits on coverage compared to people under 70, or 75. And even
rentacar companies may either want a letter from your doctor or refuse
to rent altogether. What a pain. I'm looking into getting a new
passport that says I'm 30 y.o.


**The one time the airline lost my luggage, they delivered to my home
the next day. I wish they would lose it like that every time. I've
never had a cancelled flight but I did have one leave late because they
were changing a flat tire. I got to England too late for my connection
and they gave me a room at an airport hotel, 5 minute walk, from 10AM to
5 or 6PM until the next flight. So I've never needed more than medical
insurance, and not even that.