On 06/09/2019 08:05, Brian Gaff wrote:
Maybe you can get it raised by your bank then. All I know is what I said in
my last message, but then, I'm a person without a credit history,
apparently!

My android pay is linked to a debit card so there isn't credit risk.

Many older people have limited credit history. I'm not sure of exact
details but AIUI bank accounts opened in the last 10-20 years tend to
expose data to credit reference agencies by default where as accounts
opened before this do not.