In message , NY writes

I run a small business doing PC support for local people, and I only
accept cheques or cash, so I just need to visit a branch every so often
to pay these in.

Agreed. When I had the PO I sold stationary as a sideline, and wrote
and received quite a lot of cheques. Since retiring, I have written 2
this year, and received none. I'm still behind the times though - I
tend to use plastic cards, but my son just waves his phone.
--
Graeme