"Martin Brown" wrote in message
...
On 15/08/2019 08:51, Harry Bloomfield wrote:
I can use any of my bank cards in an ATM, irrespective of the bank which
owns it, but can I go to the counter and use any other banks card to also
withdraw some cash?

I suspect not. I have found most banks will only let you take cash out or
pay in over the counter if you actually bank with them.

There may be exceptions. ISTR the Post Office is slightly more forgiving
if you can be bothered to queue for an hour or two.

Cash machines are becoming increasingly rare in our North Yorkshire towns
and villages these days - replaced with empty former banks and crude OSB
boarding over the now quite literally hole in the wall.

There really needs to be a policy of relaxing that rule when a branch of one
bank is the only bank in the town. I'm with Natwest and they have closed a
lot of branches over the years. When I was living near Leyburn, the nearest
one was in Richmond - not a problem if I was over that way to do the
shopping at Catterick. Then one day I went in to pay in a cheque and they
said "today's our last day". From then on, it meant a 40-mile round trip to
Northallerton if I needed to do anything in a branch where they needed to
have sight of signed documents etc which couldn't be done by phone or
internet.

Does the Post Office actually act as a "virtual branch" of all the various
banks, or do you have to create and account with them and transfer money
into it from your bank account? When I went to pay in a cheque to my NatWest
account via the advertised Post Office service, all they did was give me a
NatWest paying-in envelope which they would send to NatWest, rather than
actually crediting the money to my account. So there was no advantage in
doing it that way.