On Thu, 13 Jun 2019 22:03:51 +0100, GB wrote:

On 6/13/2019 1:52 PM, Commander Kinsey wrote:
On Thu, 13 Jun 2019 21:01:35 +0100, GB wrote:

On 6/13/2019 11:51 AM, Commander Kinsey wrote:
On Thu, 13 Jun 2019 19:33:08 +0100, GB wrote:

On 6/13/2019 10:58 AM, Commander Kinsey wrote:
On Thu, 13 Jun 2019 18:45:28 +0100, GB
wrote:

How far has this 90% of the population got? Dead end jobs and
massive
credit card debt.

Banks are the stupid ones for lending to those who cannot afford.
They
lost, they don't have to be paid back :-)

Lending always carries a risk.

And they ****ed up big time, hence all those banks going belly up.

Careless lending in the past has resulted in the tight credit squeeze
you see today.

What tight credit squeeze? I'm constantly getting junk mail from credit
card companies.

Yes, but wait till you actually try to apply for a card.

Well they're trying to find customers. So no credit squeeze. Anyway, so what if there is, it would be better if nobody ever lent anyone anything.

Those who default on their loans suffer the consequences.

No, unsecured loans can **** off.

No more credit for them, then. Ever.

I doubt they want any more.

Of course they do. Everyone wants credit so that they can live outside
their means.

Once they get 70 grand they never have to pay back, they don't care.

You'll end up writing in textspeak, wontcha m8!

Which is easily understood.

Only by cretins glued to their smartphones all day. Are you one?

No, my phone is for texts and calls. I wouldn't dream of trying to
use
the internet ion a 4" screen.

So do you spend all day glued to your smartphone texting people?

No, I use it to send a quick message, like "running late, be there at
11."

Probably while you're driving...drunk!

I did once text while driving with a broken arm. I can multitask you see.

You're not supposed to be multitasking while driving.

Driving is already multitasking.

And there you go again with your silly little rules. "Not supposed to be". Those with intelligence do what they believe is right, not what everyone else believes is right.