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Phisherman
 
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Default Home owner insurance... ?

An insurance policy helps recover from a mishap or disaster, not for
maintenance issues or potential hazards. You really need to contact a
qualified electrician and explain your situation. A smell at the
breaker box is a red flag that something is wrong.

On Sat, 10 Jan 2004 05:29:24 -0600 (CST), (Brian
Fisher) wrote:

I have State Farm here in Alabama... I believe theres a problem with my
breaker box or something.... my lights have always "flickered" since I
bought this house 11yrs ago but never really had no trouble.
I would say within the last few months weird things have happened ie
vcrs eats' tapes as if the machine was broke! I notice a burning
electrical smell around the breaker box but the breakers are not hot to
the touch. But yet I have shot about 3 light bulbs just within 24hrs,
Question is... should I contact my insurance agent now that I feel that
my house may be in danger of a fire hazard? or do I wait until it may
eventually catch on fire.
Do most insurances help us homeowners with possible hazards? should I
put in a claim for what I think is a problem or should I wait for a
fire?