DIYbanter - View Single Post

From:

I have State Farm here in Alabama... I believe theres a problem with my
breaker box or something.... my lights have always "flickered" since I
bought this house 11yrs ago but never really had no trouble.
I would say within the last few months weird things have happened ie
vcrs eats' tapes as if the machine was broke! I notice a burning
electrical smell around the breaker box but the breakers are not hot to
the touch. But yet I have shot about 3 light bulbs just within 24hrs,
Question is... should I contact my insurance agent now that I feel that
my house may be in danger of a fire hazard? or do I wait until it may
eventually catch on fire.
Do most insurances help us homeowners with possible hazards? should I
put in a claim for what I think is a problem or should I wait for a
fire?

Insurance companies cover damages caused through no fault of your own.

Improper or lack of maintainence isn't covered, you're responsible for
correcting known problems and defects not your insurance company.