whisky-dave wrote
Rod Speed wrote
whisky-dave wrote

I only have 4 cards no CC, a DD card, some seem
to need mutiple cards I don't feel that need so far.

I find it convenient to have more than one,

Me too but not on every occasion.

I dont fart around with what cards I take every time I go out,
just put the wallet in my pocket and carry on regardless.

because I have had multiple occasions on which either the
bank has decided that it has seen a suspicious transaction
on the card and has suspended the card and hasnt tried
very hard to tell me its been suspended, or the entire
bank's system has done down for a few hours etc.

I;'ve never experienced that,

I have. Corse now I do everything on the mobile, its
very unlikely that they wont be able to contact me, but
I do very occasionally manage to go out without it and
even if they do tell me when I am out, the last thing I
need is to have to go home to get another card to use.

the only card that hasn]'t always worked for me is an oystercard,
but flexing it over the reader made it work again.

I've just had one of my loyalty cards stop working, but
even the manual entry of the card number by the checkout
monkey didnt get it to work. Havent gotten around to
working out what the problem with that one is tho.

I used it like this for a few days and then got a new one.

I used for use a fee free credit card as an ultimate backup,

not sure I need such a thing.

Handy when the card you normally use
stops working for whatever reason.

only used it when there was no alternative, but now use
it as the main card I use now that it is possible to have it
completely automatically paid off in full every month
from the account I currently keep the bulk of my cash
in because it pays the highest interest rate on my cash.

if I say cash I'm refering to notes and coins in my pocket
rather than a digital sum held in a computer system.

Sure. I have notes in my wallet too, for the garage sales.
While I can pay to any mobile number its not worth the
hassle to convince those who have never been paid that
way that its just as good as cash when things are busy
with a queue of people paying for what they want.