On 18/12/2017 16:19, Mark Allread wrote:
On Mon, 18 Dec 2017 14:35:43 +0000, www.GymRatZ.co.uk wrote:

On 18/12/2017 10:53, Mark Allread wrote:

Will UK banks issue second debit cards on a normal bank account to a
named individual without them having to be a joint account holder?

Probably not although they will issue credit cards on that basis.

IME as PoA for a number of accounts, no. Although named as PoA on
the accounts I have been unable to obtain a debit card and all the
suggestions have been that I should use the account holder's card.

That is wrong. The first thing they do for an LPoA is issue you with the
means for independent access - your own card and PIN and chequebook.

You can get some really stupid inconvenient contradictions though.
My mum had an "Internet Saver" account - and guess what? Using an LPoA
you can only ever do telephone transactions with it! So I closed it.

Different here. I have PoA and the bank sent me a debit card without
being asked.

Out of interest, if you have no objection, which bank is that one
please?

Lloyds were happy to give me debit card, cheque book, statements,
telephone/internet banking etc. with LPoA

Interesting - the LLoyds branch nearest to us created all sorts of
problems at the time (as did Santander) so I ended up closing both
accounts and moving the money elsewhere. Fortunately I had been given

Interesting. It must vary a lot with branch manager then. Most of the
branches I have ever had to deal with have been OK. Lloyds/Halifax and
RBS/Natwest being notable exceptions. I have extracted compensation from
both for their mistakes, mishandling of accounts and prevarication.

Had no bother at all with Santander, Nationwide or Skipton BS. Post
Office was OK apart from the tedious queueing and NS&I spotted that my
solicitors had used the wrong stamp (practice stamp) rather than named
solicitor stamp on the certified LPoA copy. Never found out if they were
right to decline to accept the solicitor certified copies as correct.

password etc for the accounts in the account holder's name so I was able
to log on and do it all on-line.

You shouldn't admit to doing that. Breaches banks T&Cs.

--
Regards,
Martin Brown