On 23/11/2017 10:38, Dave Plowman (News) wrote:

JNugent wrote:

You don't need to be rich (or anywhere near rich) for that. You just
need a way of balancing out liabilities, with an overdaraft, credit
card, etc. Such facilities do not necessarily lead to extraindebtedness
medium to long term.

Wrong. You would almost certainly be clobbered for huge amounts of
interest plus, of course, the amount borrowed.

I don't quite see how having to pay back the amount borrowed equates
to "being clobbered"

Exactly.

And the charges won't break the bank either. A few weeks' borrowing of a
few hundred quid will attract charges of (literally) a few quid.

You really think all poor have access to cheap credit in the same way as
many of us do?

This is not the opinion page of the Guardian and most of us are not
seeking to use hypocrital virtue-signalling terms at every opportunity.

We were not discussing "the poor".

We were discussing people who (temporarily) claim Universal Credit
because they are (temporarily) unemployed.

You really do need to get out more.

Have you ever thought of applying reason and logic to discussions?

Or do you prefer to apply your bull-in-china-shop tactics to everything?

Not everyone on benefits (temporarily) is or will remain poor.