"Mark" wrote in message
...
On Wed, 22 Nov 2017 14:02:55 +0000, JNugent
wrote:

On 20/11/2017 00:06, Dave Plowman (News) wrote:
In article ,
Mark wrote:

UB is a stop-gap until things get better by other means (a job).

How is this a stop-gap, since it's not enough to live on?
What if they get evicted from their home and become homeless because
they can't afford their rent, for example? It would become even more
difficult for them to get a job, without somewhere to live.

It could well be an adequate stop gap for the reasonably well healed.
Who
can manage to exist on savings etc until any benefits come through. They
might well be able to exist for a short term without running ups debts.

You don't need to be rich (or anywhere near rich) for that. You just
need a way of balancing out liabilities, with an overdaraft, credit
card, etc. Such facilities do not necessarily lead to extraindebtedness
medium to long term.

Wrong. You would almost certainly be clobbered for huge amounts of
interest plus, of course, the amount borrowed.

I don't quite see how having to pay back the amount borrowed equates to
"being clobbered"

tim