DerbyDad03 writes:
On Monday, October 30, 2017 at 1:00:32 PM UTC-4, Ed Pawlowski wrote:

You can get better rates on home equity than reverse mortgages most of=20
the time. You take the case and put most in CD and get about 2.5%. Not=
=20
much interest but if is a partial offset to your interest versus 0% from=
=20
a reverse mortgage. From the balance you take enough monthly to cover=
=20
payments and what you need for expenses.
=20

Who is offering 2.5% on a CD that you actually have access to? Even Jumbo (=
$100K) CD‘s with=20
60 month terms are paying less than 2.5%. Why would anyone borrow money at =
a higher rate=20
than the investment rate and then lock it up for 5 years?=20

Makes more sense to buy into a no-load muni fund, such as:

https://www.blackrock.com/investing/...d-inc-usd-fund

Which has a 5.68% distribution rate, tax free.