"Brad" wrote in message
Our town requires the same thing, but they said nothing. I would bet good
money that more than half of DIY basements are done off of the books.

I'd say about 99% are done that way. My old house was done that way and
nothing was ever questioned.

My only concern would be using the rooms as bedrooms. Code requires a
method of egress in case of fire. It the windows are of sufficient size, no
problem.
Ed