On Tue, 29 Aug 2017 11:35:03 -0700 (PDT), wrote:

On Monday, August 28, 2017 at 10:25:41 PM UTC-4, Clare wrote:
On Mon, 28 Aug 2017 11:00:00 -0700 (PDT), wrote:

On Sunday, August 27, 2017 at 7:41:47 PM UTC-4, Clare wrote:
on the way home at noon today I drove past a garage sale a couple
blocks from home. Something caught my eye so I left my wife in the car
and ran back. The guy had a wide assortment of interesting stuff,
oncluding a collection of machine tools and measurement tools - bore
guages, depth guages, micrometers, boring bars, milling cutters, small
taps and dies, reamers, a small tool grinder, a large assortment of
dremel tools, a nice set of carbide router bits, dial indicator
holders, - I'm sure there is well over $600 worth of stuff. I'm giving
him $165 for it tomorrow after I go to the bank for some cash - I
think I made a good deal - hopefully SHMBO doesn't disagree too
strenuously ...

Just remember that injuries from knowingly broken used tool use can reduce or nullify medical insurance claims.
BS

First things first. Insurers will challenge anything to get out of paying. For example, if you're on a jobsite and you bend 4 inch rigid pipe (RMC) on a bender that's half out of whack? Or that's been broken and put back together? And you're injured? The insurance company can find out about that and challenge payment.
Depends entirely on cercumstances.

Who owns the tool? Who broke and fixed the tool? Who knew it was
broken and repaired? Who authorized it's use? Who was injured? Was it
on a regulated job site?
Either way the guy is going to be covered (at least in Canada). The
question is who ends up paying what in penalties. If "the company"
owns the tool, and it was damaged in use and the damage-repair was
reported to the company, and the company authorized it's use on a
jobsite, and the employee was injured, the workplace health and safety
folks will possibly attempt to crucify "the company" for it - but the
emplotee still gets covered.

If an inspector walks on site and finds "anything" that does not meet
regulations, the job site supervisor and "the company" can be charged
- accident or no accident.

Dont know about in the "litigous states of america" but that's
basically how it works here. The insurance co CAN NOT refuse to pay -
and if it's on a worksite it's the workplace health and safety
(workman's compensation) board that pays.