On Thu, 27 Jul 2017 03:49:28 GMT, Wayne Boatwright
wrote:


We just bought a new car last week, if fact it is still in production
at the factory. I know we paid more for it than what we had planned
on, but is still within our budget, both purchase and maintenance.

We had not planned to buy a car until October, but the dealership and
factory were offering very good incentives which would not occur
again until the end of the year, and the interest rate was next to
nothing.
Since moving into retirement mode, I may eventually break my
self-imposed rule not to buy new cars. When the Taurus dies, if there
is a good deal at 0% or close, it would make more sense to buy new,
taking the payments out of the RIFF , than to take the tax hit pulling
money from RRSP to pay for a used one.