On Mon, 17 Jul 2017 12:35:43 -0400, Ralph Mowery
wrote:

In article , lid says...

On 07/16/2017 11:29 AM, Ralph Mowery wrote:

[snip]

I know of some small bussiness that only take cash. No checks or credit
cards. Mainly restraints. Some of them do have a bank cash machine in
them where you can put in your card and get cash back.

That happened when I needed a money order, and the store would only take
cash. It seemed strange that they had no objection to my getting cash
from the ATM five feet from the counter (that is, I actually used a
debit card).

The store does not own or have any thing to do with the money you get
out of it. Say your credit card is fake and you buy from the store, the
store may be out of money. If you use the same card on the ATM, it is
the bank that is out of that money and not the store. You might as well
go to an ATM 5 miles away as far as the store is concerned.



Actually, there are many privately owned ATMs, especially in places
like convenience stores. Such machines can be extremely profitable
for those that operate them. A local casino has a number of private
ATM's throughout the facility and they charge a $3 fee for each
withdrawal. Considering the electronic transaction fee being paid by
the owner of the machine is only couple of cents (if any), that is a
great profit margin.

They want cash for the money orders because they would have to add the
merchant fees into the fees they are charging for the money order. In
ten states it is still illegal to surcharge the customer for using a
credit card.