On 5/5/2017 5:46 AM, Micky wrote:
On Thu, 4 May 2017 22:04:48 -0400, Nancy Young
wrote:

I had the same thing happen with a hotel, they reserve some amount
of money in case you charge things to the room or steal the towels,
whatever.

Of course, that was a credit card in my case. The pending charge
disappeared after a few days.

Serious questions:

Did the bank send you an email alert about the hold? (Well, do you
have it set up for email alerts at all?)

I tried the email thing once and it was just annoying so I turned
off that option. Really I have no idea if they would have notified
me of a block of credit on hold.

I knew this was common practice in some industries but I never
noticed it in action before.

Did the alert call it a hold or use the same words they use for an
actual charge?

Did they send another email when the hold was lifted? Sending the
first but not the second is like sending a letter, "Your baby has been
kidnapped" and then never saying when your 2-month old child who can't
walk to a telephone and can't use a telephone is released.

Did the bank send an alert about the final actual charge from the
hotel?

I only noticed the pending charge because I checked my statement
for some other reason. I use a credit card so it doesn't overly
concern me as I can dispute it later. If I used a debit card I'd
be checking all the time because the money would disappear from my
account if there was fraud.

Not a fan. Good thing you had enough cash in the account but maybe
traveling is a good time to use credit cards.

nancy