In alt.home.repair, on Sun, 19 Feb 2017 22:06:56 -0800 (PST),
ItsJoanNotJoann wrote:

On Sunday, February 19, 2017 at 10:48:22 PM UTC-6, micky wrote:

Is the account number of a charge account sometimes, or often, or
always, the number that appears on the card?

For me, the number that appears on the card is the number associated
with the card and in no way reflects the account number that
appears on your checks.

Right. It's that way with my checking account and the debit card that
goes with it.

And this new account came with a "deposit" account and a debit card**
and their numbers are totally different too. **and a credit card and

When I go online, I can see the full number of my deposit account but
only the last 4 digits of my credit account.

I have a checking account and the account number is entirely different
from the number on the card.

That's in case it's lost or stolen no one can access your bank
account.

Right.

I just got a new credit card on a different bank and I have to file the
rejection of arbitration notice within 30 days and, reasonably, it wants
the account number on the paper.. But it's gotten to the point where I
can't find out my own account number. It's not in the mail they send me
or on the webpage for my account.

You lost me with "I have to file the rejection of arbitration
notice within 30 days."

Probably all credit card contracts these days, and a lot of other
contracts, come with compulsory arbitration clauses, in place of the
right to sue and the right to be part of a class action. I think it's
federal law that requires all such contracts to give the party the right
to reject the arbitration clause but only if he does so in writing
within the first 30 days after the account is established, or probably
after the papers are mailed to him, or maybe after he receives them.

And this bank requires a certified letter.

Once the 30 days are up, the only way to get rid of the clause is to
close the account and open a new one. When it was a debit card and a
checking account with not too much money, since I didn't know about this
and I lost my right, it wasnt' that important.

But banks have made it much more apparent how sleazy they are. A banker
used to be one of the most respected people in town, but I dont' know if
anyone feels that way anymore. First Bank of America, when more checks
were presented that the account holder had money, would reorder the
checks, regardless of which order they came in, so that they paid the
biggest ones first, causing the person to be overdrawn with a lot of
small checks that would bounce, on which they could collect their 35
dollar fee. (even though with computers, the actual cost of an overdrawn
check is probably under a quarter. ) They did this on purpose. I
consider it outright stealing. They lost on a class action, but only
those eligible to be members of the class can collect, and more
importantly I'll bet is that if everyone had signed the arbitration
agreement, there wouldnt' be enough possible complainants to create a
class, or maybe it's that the possible recovery woudlnt' be enough to
attract a plaintiff's lawyer.

So I opened an account at Wells Fargo, and I told the guy who did it
about Bank of America. Then a year later, I see in the paper that Wells
Fargo was doing the same thing, after BOA was caught and made to stop.
Wells Fargo lost this too, a class action.

Then recently you may have heard about Wells Fargo opening accounts for
people who didn't ask for them, and then charging them monthly fees or
something. WF lost this too, another class action.

And a couple months ago a regional bank in Minnesota had another scheme
for cheating their customers. I forget what it was. They too lost a
class action.

There must be a fourth place to look but right now I can only think of
the card itself.

You lost me again.

I looked on the card, on the statement, and in the computer, but there
must be a 4th place.