On Sun, 5 Feb 2017 20:47:10 -0000, Mr Pounder Esquire wrote:

Why are you scared of people I'm not?

I asked here for assistance and I got it from decent people who
like to help.

A few episodes of "won't pay we'll take it away" will show you how
bailiffs can force an entry if necessary. A good deterrent seems to
be a noisy terrier! In the end of course, better to come to some
arrangement to pay your debts!