On Wednesday, December 28, 2016 at 3:25:51 PM UTC-5, philo wrote:
On 12/28/2016 01:49 PM, DerbyDad03 wrote:
On Wednesday, December 28, 2016 at 2:46:12 PM UTC-5, philo wrote:
On 12/28/2016 01:37 PM, DerbyDad03 wrote:
RMD can impact your tax bracket?




The chance of me being pushed into a higher tax bracket is essentially
zero.


My 401 is rather modest but it's enough

That's all I wanted to hear. ;-)




I had been at my job 38 years, but they did not start a retirement
program until about midway in my career...at least I have something there.


Better than nothing though

I assume that your "stock portfolio" is in a non-qualified account?




Correct.

I also decided that "if you can't fight 'em, join 'em" and purchased
stock in the company that provides my credit card.

Sheesh, I bet I've made as much money on the stock as I spend buying things!

Breaking even is not a bad thing, plus you've got the "things". ;-)