On Monday, 31 October 2016 11:24:47 UTC, Andrew wrote:

Putting all your eggs in one basket (your employer) just because you
think you understand it, can go horribly wrong.

With our SAYE 5 year scheme I saved £250 pm with an option price of £0.70 in 1993 and when they matured in 1998, they were worth £4.80. So the £15000 I had put in was sold for £90000.

Also we had a 2 for 1 scheme whereby we put in £125 pm and they doubled it to £375. Five years down the line in 1998, each £0.70 share we bought was coming out the system at £14.40 every month, or £2250 in total.