On Wed, 26 Oct 2016 08:59:51 -0400, Earl Grey
wrote:

I visited a new car dealer who required a driver's license and an auto
insurance coverage card to take a test drive.

Requiring a driver's license makes sense, but their insurance would
cover their car, no? If I was a first time car buyer, then I wouldn't
have any auto insurance. So then what?

I know a guy who has a small used car dealership, and also he has a
small salvage yard and sells used car parts. I bought a used car from
him, after taking it for a test drive. He never asked for anything, but
I know him, so he may ask others???

Anyhow, I asked him if anyone ever had an accident while taking a test
drive, and he said NO, but said he pays a lot of money for insurance
just to cover that sort of thing.

After we completed the paperwork, he handed me the title and was ready
to take off his dealership license plates. Thats when I asked him if I
could drive it home with his plates (it was too late in the day to get
my own plates and go to my insurance company). I told him I'd bring his
plates back immediately using my other (licensed) vehicle. He told me
that once the paperwork is completed and the vehicle is in the name of
the buyer, he MUST remove his dealer plates, and the buyer can not use
them. However, he said that there was a way around it.

He took back the title, and said "lets take another test drive TO YOUR
HOUSE". When we get there, I will give you the title back, remove the
plates, and you have to drive me home in your licensed vehicle.

I said "Not a problem".

As long as the title was still in his hands, his dealer plate and
insurance still covered the vehicle....
So, in case I would have gotten pulled over by the cops, the title was
still in his hands, meaning the vehicle was still "His", even though I
had paid him and completed the paperwork....
That worked out nicely!!!