GB wrote
Simon Mason wrote

Just paid £5000 for a cruise to NYC in 2018 and shoved it onto a 48 month
interest free card while my cash makes 7.7% in BP share dividends. If you
have a 5* credit rating, there are no end of credit cards that are
clamouring for your paltry £17 transfer fee even if they don't actually
make a penny in interest.

So, you have in effect borrowed £5k interest free for 4 years to invest in
BP shares. That's a pretty high risk strategy. High risk = you will make
lots of money some of the time and lose lots other times.

Not a high risk if you believe BP is a viable operation and presumably he
does.

Sure, there is SOME risk of BP being involved in something very
stupid like that deep sea drilling rig blowout preventer ****up,
but the risk isnt really all that great.