On 24/10/2016 06:31, Simon Mason wrote:
Just paid £5000 for a cruise to NYC in 2018 and shoved it onto a 48
month interest free card while my cash makes 7.7% in BP share
dividends. If you have a 5* credit rating, there are no end of credit
cards that are clamouring for your paltry £17 transfer fee even if
they don't actually make a penny in interest.


So, you have in effect borrowed £5k interest free for 4 years to invest
in BP shares. That's a pretty high risk strategy. High risk = you will
make lots of money some of the time and lose lots other times.