On Tue, 06 Sep 2016 09:31:15 +0100, Nightjar wrote:

On 06-Sep-16 7:03 AM, harry wrote:
http://www.which.co.uk/news/2016/09/...-which-is-the-
best-investment-451862/?
utm_medium=Email&utm_source=ExactTarget&utm_campai gn=Prospects_MoneyCompare

Property I reckon.


If you are comfortable making your own investments, a self-invested
personal pension (SIPP)

http://www.moneysavingexpert.com/savings/cheap-sipps

You can include commercial property in a SIPP.

The OP perhaps should have specified commercial or domestic property?

We decided to invest in domestic property mainly because (apart from dips
now and then) it always seemed to go up.

You also get to live in your investment (which you can't really do with
stocks/shares/bonds/cash or (usually) commercial property.

The best choice depends very much on the starting point; for example

http://www.affinity-consulting.com/G...rns-v-Indices-
in-GBP.pdf

From 10 years ago property is an easy winner. 15 years, still a winner but
closer. 20 years ago (or 5) and the stock market comes out ahead. Although
the figures only go up to 2010 so are well out of date.

Best advice? Buy cheap and sell dear. ;-)

Put another way, if you can plan to buy during a slump then you will see a
massive return versus the standard graphs. I saw that with a pension plan
running from 2005 to 2009; I realised afterwards that I was buying
investments as the stock market slumped and stopped about when the market
bottomed out. The gains were unusual just because I was investing through
2008 and 2009. Buying housing then would also have been a very good
investment (although not many people were selling).

Mostly, though, with any investment strategy the usual Irish advice
applies; "If I was going there I wouldn't start from here".

Cheers


Dave R


--
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