However there is one peculiar thing, which makes no sense. The driver
for it, is *ON* the drive. So, if I actually needed the driver, how the
heck can I get to it. That's pretty stupid.


I think the computer is able to READ and WRITE the USB drive without the driver. It already knows how to talk to USB.


The driver on the USB drive probably enables "extra features" like encyption or other stuff you may not want to use anyway. But if you wanted those extra features, you would need the driver.