On Sat, 13 Feb 2016 15:52:23 -0500, Stormin Mormon
wrote:

On 2/13/2016 1:55 PM, Muggles wrote:

Right now we know the house needs more and better insulation, but have
to make due with what we can actually afford. We'd have to do some
major insulating and wall repairing to add more insulation, and can't
afford it right now.


I know the concept. Money for insullation?
No gots -- all the money is going to
utilities. You need money to save money.

I hope that works out for you.
For many people all they need to do is quit smoking or drinking for a
couple weeks to be able to afford to insulate - and then the cost of
the utilities drops so much that they can afford to smoke themselves
to death and go on the bender of a lifetime with the money they save
on utilities.