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Bill[_47_] Bill[_47_] is offline
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J. Clarke wrote:
In article ,
says...
J. Clarke wrote:
A received a notice
from the bank today, a big bank, New Rule: Discrepancies concerning
deposit slips may or may not be corrected, at the banks discretion, if
the discrepancy is less than $10. Someone must have stayed up all night
thinking of that new profit generating idea... I wonder which ones
they will correct? Too much to ask for a bank to have to put the
customer's money into his or her account?
A lot of that sort of thing could be easily fixed by requiring that any
contract or change in a contract, in order to be valid, must be accepted
actively and explicitly, not passively by continuing to use a service.

Well, they added it to their "terms of service" (I think). I may
inquire at the local branch if they are going to *notify* customers of
the discrepancies found on the occasion that they keep the extra money.

You can read the new policy at the top of the first page (paragraph 'A')
below (you also be able to see that it's a "new policy"):

https://www.chase.com/content/dam/ch..._agreement.pdf
Look on page 16:

"By maintaining your account after the effective date of any change, you
agree to the change."


At least they kept the terms of service for a checking account to 30
pages. You have to give them credit for that... ha.