"harry" wrote in message
...
On Thursday, 10 December 2015 22:32:46 UTC, polygonum wrote:
On 10/12/2015 20:07, Bod wrote:
Avoiding flood plains is only common sense when
buying a house. I checked before moving home.
Moving into a flood area is not very sensible.

A house which was mostly very appealing is officially just in Flood Zone
2:

"Flood Zone 2 - Medium Probability

Definition

This zone comprises land assessed as having between a 1 in 100 and 1 in
1,000 annual probability of river flooding (1% - 0.1%), or between a 1
in 200 and 1 in 1,000 annual probability of sea flooding (0.5% - 0.1%)
in any year."

Even in the worst of the floods of recent years, this particular
location and its immediate surroundings was not flooded. And showed very
little likelihood of ever being flooded. So on a personal evaluation, I
reckon it is safe. But if the insurers don't agree, it could be very
expensive to insure.

There are (DIY) things that can be done to mitigate the problem.

Yeah, like not buying property in a flood plain.

You don't have to be on a flood
plain to get flooded out either.

Makes it a lot more likely tho.

A lot of people are too idle/stupid to take precautions.

And even more are too stupid to not buy propertys in a flood plain.