On 10/12/2015 22:51, polygonum wrote:
On 10/12/2015 22:36, Bod wrote:
On 10/12/2015 22:32, polygonum wrote:
On 10/12/2015 20:07, Bod wrote:
Avoiding flood plains is only common sense when
buying a house. I checked before moving home.
Moving into a flood area is not very sensible.

A house which was mostly very appealing is officially just in Flood
Zone 2:

"Flood Zone 2 €“ Medium Probability

Definition

This zone comprises land assessed as having between a 1 in 100 and 1 in
1,000 annual probability of river flooding (1% €“ 0.1%), or between a 1
in 200 and 1 in 1,000 annual probability of sea flooding (0.5% €“ 0.1%)
in any year."

Even in the worst of the floods of recent years, this particular
location and its immediate surroundings was not flooded. And showed very
little likelihood of ever being flooded. So on a personal evaluation, I
reckon it is safe. But if the insurers don't agree, it could be very
expensive to insure.

For many of them this is their second flood in ten years, for many
others it was their 4th time. I just heard those facts on the 10 oclock
news.

Fine - very unpleasant for them. But the house I wrote about has never
been flooded. But the insurance side might be making it an impossible
purchase. (Although we had decided against on other grounds.)


Like I said in a previous post, it pays to check a few insurance
companies for the area that you're interested in house buying.

--
Bod

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