On 11/12/2015 07:20, harry wrote:
On Thursday, 10 December 2015 22:32:46 UTC, polygonum wrote:
On 10/12/2015 20:07, Bod wrote:
Avoiding flood plains is only common sense when
buying a house. I checked before moving home.
Moving into a flood area is not very sensible.

A house which was mostly very appealing is officially just in Flood Zone 2:

"Flood Zone 2 - Medium Probability

Definition

This zone comprises land assessed as having between a 1 in 100 and 1 in
1,000 annual probability of river flooding (1% - 0.1%), or between a 1
in 200 and 1 in 1,000 annual probability of sea flooding (0.5% - 0.1%)
in any year."

Even in the worst of the floods of recent years, this particular
location and its immediate surroundings was not flooded. And showed very
little likelihood of ever being flooded. So on a personal evaluation, I
reckon it is safe. But if the insurers don't agree, it could be very
expensive to insure.

--
Rod

There are (DIY) things that can be done to mitigate the problem.

You don't have to be on a flood plain to get flooded out either.

A lot of people are too idle/stupid to take precautions.

Mitigation seems unlikely to persuade an insurance company that the risk
is very, very low. Especially if done DIY.

--
Rod