On Wednesday, 1 July 2015 22:59:03 UTC+1, Rod Speed wrote:
"Nightjar.me.uk" "cpb"@ insert my surname here wrote in message
...
On 01/07/2015 21:13, Rod Speed wrote:
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and is a major reason why vehicle insurance premiums are significantly
higher for the under 25s. They simply don't have the same awareness of
danger.

That one is very arguable and it could just as easily be
inexperience that is the main reason for the higher claims...

That is a separate premium weighting, which is applied to anybody who has
been driving for less than one year, whatever their age.

But they don't necessarily get that good at driving in
a year on the question of avoiding having accidents.

They must do, insurance companies wouldn't get this wrong.
In fact most people get much better at driving after the first hour.
If you watch someone starting a car up and driving off for the first time they are likely to stall, not turn quick enough or too quick same with breakaing and accelerating, after an hour they're far better than they were. Which doesn;t mean they are perfect driver after a year any more than they'd be perfect drivers after 40 years.

http://www.brake.org.uk/news/15-fact...the-hard-facts

Why are young drivers more at risk?

Research shows that the combination of youth and inexperience puts younger drivers at high risk. Their inexperience means they have less ability to spot hazards, and their youth means they are particularly likely to take risks. In this way, crash risk not only reduces over time with experience but also is higher for drivers who start driving at a younger age [5].