I cannot imagine having to pull out a fridge to reset the GFCI tripped
by some other source such as a power surge.

Why "pull out" a fridge? I'm talking about a common circuit protected by
a GFCI *breaker*, not a GFCI outlet *behind* the freezer or fridge.

Are you suggested that every refrigerator and freezer should be on its
own circuit?

Perce

I looked into this years ago and believe they are supposed to be on a dedicated circuit