krw wrote:
On Wed, 22 Apr 2015 08:19:48 -0400, "dadiOH"

I thought you said it had nothing to do with the death benefit!

It does ONLY if some of that benefit was used before the insured
died. If you borrowed from a bank using a savings account as
security and then died without pying off theloan,where do you think
the bank is going to get their money?

If you haven't got it, it's a loss.

Wrong. Again. The bank gets it from the savings account that secured it.
Just like an insurance company recovers any unpaid loans from a policy from
the death benefit.

I give up on the rest of your rantings, you are too far gone.