On Mon, 20 Apr 2015 15:43:06 -0400, Ed Pawlowski wrote:

On 4/20/2015 1:01 PM, krw wrote:

;-) I can't think of an investment that wasn't intended to have a
positive return.
How about life insurance, Mr. investment expert. ;-)

Only criminals "invest" in insurance. For everyone else, it's an
expense. The return is *expected* to be negative. It *has* to be
(for other than one contemplating insurance fraud).


Life insurance can have a great payback if you die at the right time.
Not everyone does though. Poor planning, I guess.

No, your payback is miserable. ;-) I can make *far* more than that
if I could see the future, as you're implying.