On Monday, April 20, 2015 at 3:33:04 PM UTC-4, Ed Pawlowski wrote:
On 4/20/2015 1:01 PM, krw wrote:

;-) I can't think of an investment that wasn't intended to have a
positive return.
How about life insurance, Mr. investment expert. ;-)

Only criminals "invest" in insurance. For everyone else, it's an
expense. The return is *expected* to be negative. It *has* to be
(for other than one contemplating insurance fraud).


Life insurance can have a great payback if you die at the right time.
Not everyone does though. Poor planning, I guess.

Sometimes life insurance policies can "pay off" twice. Once when the owner sells it, then again when the insured passes away.

See "Life Settlement Contracts", sometimes known as a Viatical settlements.