On 09/25/2014 09:59 AM, trader_4 wrote:

An interesting question is why the card issuers don't just send out
new cards. I can only speculate that they figure that will cost more
than all the time and money spent investigating and covering losses that
occur. But I would think it would be more cost effective to just issue
new cards. Maybe they are doing that, IDK. And unlike Bob, I don't
think it's such a big deal if they
issue me a new card. The only issue I see is having to change any online
places where you have it saved, use it for recurring charges, etc. Not
that much work, IMO.






I'm curious what you've done. Did you have your cards

reissued? Is there a cost for that? Do you just call them

and say you've shopped at HD, and they'll sens you a card

with a new number?

We had new cards issued -- free of charge -- more than a decade ago by a
bank when we showed that purchases made supposedly with our card were
made at places where we were not at the time.

We had new cards issued more recently because we had used a card at
TJMaxx, which had suffered a data breach. Replacement cards were sent
without us requesting them -- and free of charge.

Haven't shopped at Target in ages.

Have shopped at HD within the last couple of months but haven't seen any
suspicious charges on our card.

We got "chipped" cards in preparation for a trip to Europe. I don't know
how much more complicated it would have been to make purchases with a
card without a chip.

We have a store-branded RFID-equipped MasterCard for our supermarket,
but that's the only place I've ever noticed that an RFID card can be used.

I read recently that Australia is on the way to "contactless" payments
-- payments using a smartphone rather than a card, for example.

Perce