DerbyDad03 wrote:
Situation: 10 YO vehicle, 160k miles, excellent condition, inside and
out. Hood, windshield, fender, etc. is crushed by fallen tree during
a storm. Vehicle has comprehensive coverage. Ins Co has not seen the
vehicle yet, but based on the age and damage, the owner assumes his
Ins Co will say the vehicle is totaled.

Are there any special strategies for dealing with the Ins Co?
Obviously the settlement won't be enough for a new vehicle, but can a
higher settlement be negotiated based on the previous good condition
of vehicle? Anything specific to say (or not to say) to the adjuster?

I was successful in raising the payout a few hundred when my wife flipped
her car a few months ago - I was also successful in getting more when my
Sportster was totalled no question about totalling in either case by
showing the "improvements and modifications" warranted the extra money .
When the \76 FLH got hit , they wanted outside verification of value , but I
was also successful in getting close to what it was worth pre-crash .
The best strategy is to go prepared with documentation of your claims ,
like recent tire receipts , etc . Aftermarket additions too , if documented
..
--
Snag