In message , at 08:22:19 on Sun, 3 Nov 2013,
Gefreiter Krueger remarked:
The opposite, actually. ie you are naive enough to think you are
invulnerable.

History shows I am. I'm not stupid enough to deal with the wrong people.

Keep digging.

I'm still waiting for your reasoning as to why you're so utterly pathetic that you get ripped off.

I haven't been.

Then you're like me. Not stupid enough to get ripped off.

I'm a bit more cautious than average, as I have a professional interest
in scams and frauds on the Internet (as an investigator, not a
perpetrator!) Many of the ways that people can become victims are
nothing to do with stupidity, if they were it would be so much easier to
prevent.
--
Roland Perry