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Default Two Faucets in Shower? Still Legal?

On Friday, September 6, 2013 5:15:20 PM UTC-4, Paul Drahn wrote:
On 9/6/2013 1:26 PM, sms wrote:

On 9/6/2013 11:45 AM, mcadchri wrote:


But if you want to put it in your home, go ahead. It's your home. You


probably won't find an experienced licensed plumber, you know the people

who do this work for a living and are educated in it, who will risk his

license to do it for you. Hope this helps!

There's another issue as well. If a guest is scalded when using your

shower, and sues you, the insurance company will investigate to see if

the valve was ever replaced. If it was replaced after the requirement

for the scald-proof valves then they will want to know who installed the

valve. If it was a licensed plumber then they'll go after them. If it

was the homeowner it gets dicey. The homeowner violated the code by

installing a non-compliant valve so the insurance company could refuse

to pay.

People have not even mentioned one of the primary limiting components as

to homeowner repairs/changes to his home. That is the mortgage holder

for the property, unless the homeowner owns the property free of a mortgage.

Read the mortgage papers you signed. You must maintain the property so

the value is at least as great as the mortgage principal balance. Also,

in most cases, the mortgage owner has the right to inspect your property

at least annually.

Years ago, my brother worked for a mortgage company. One day he called

to see if I knew where a particular house was located. It was right next

door, with a board fence between the properties. The mortgage holder

asked my brother to inspect the place. The property owner was a

contractor and the entire place was filled with lumber, old bathroom

fixtures and who knows what else. My brother visited and told the owner

the mortgage holder gave him 30 days to clean it all up. Which he did.


Oh, good grief. Now we have the mortgage company boogey man?