On Saturday, August 10, 2013 1:34:50 AM UTC-4, Bob F wrote:
Wes Groleau wrote:

On 08-09-2013 23:56, Bob F wrote:

Hot-Text wrote:

boundary is called the yard-line

Who yard-line side is the fence on?



For I put up a fence I ask the neighbor to go 50/50 with me

he said no

So I put it on my side of the yard-line and pay for it all

2 year after the neighbor tree fall on it

he pay 100% to fix it



Nice neighbor! He probably didn't have to.



If he has a mortgage, he has insurance. If the "injured party" has

insurance, and makes a claim, his insurance company pays well and

promptly to avoid wasting time and money in a court case they know

they would lose. Then they raise the other guy's rates.



The only way he can avoid an increase of premiums is to settle

directly and quickly to keep the insurance companies out of it.



My understanding is that a tree falling is considered an "Act of God", and is

the problem of the recipient, not the tree owner - many places anyway.

That is correct, assuming the tree had no obvious signs of decay, rot, etc.
If a normal looking tree from your property crashes down onto a neighbor's
property during a storm and causes damage, generally you are not responsible
for the damage. If the tree had rot, or an expert told you it was in danger
of falling down, etc and you did nothing about it, then you are generally
liable.