"J.B.Slocomb" wrote:


Given that you obviously wasn't in Bangor, Maine, in 1961 and didn't
visit that tiny little savings and loan yet you certainly claim to
have a lot of knowledge of the subject. Very reminiscent of some of
Gunner's stories, isn't it.

It doesn't have to be 1961. Today, small deposit institutions are
not required to hold any cash on hand. But you're talking about
banks that are 1/1000,000 the size of the too-big-to-fail banks
so your little story doesn't have much relevance to the question
of limiting the size of big banks so that they are not constantly
on the dole.