On 3/25/2013 9:41 AM, bob haller wrote:
OP should call his states insurance commisioners office with a simple
question, do insurance paid for repairs need to meet current building
code?

He's been told that innumerable times to check and see what is in place
in his jurisdiction, yes. So far, no indication he's done so.

But, in the end, it will be what his specific policy terms are that will
have final say-so, I expect.

My experience says it does.....

Your experience is dated. See earlier posted links and DAGS on 'law and
ordinance' rider/policies.

As pointed out there and AFAIK at this time in the US only FL has state
law that mandates that new policies contain the clause/coverage by
default. If it's been incorporated into statute/regulation elsewhere,
it's recently.

And, as noted, it seems it started being a tactic after the spate of
gulf coast disasters and it's only after that that FL instituted their
reg's/laws. I'm pretty sure one eventual side-effect of Sandy will be
to cause such to happen in the NE as well.

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