Dealing with insurance adjusters
On Mar 22, 11:21*pm, Ed Pawlowski wrote:
On Fri, 22 Mar 2013 15:30:10 -0400, "TomR" wrote:
Could you say a little more about the "public adjuster" idea? *That's
different than hiring an attorney. *Do you think that public adjusters who
represent the policyholder are a good idea? -- sometimes, always, never?
I had three experiences where insurance claims were involved. *All
three were fire damage, on residential, two industrial.
Case #1 *Public adjuster got much more done than the insurance
adjuster got. * Homeowner also paid for some extra work and upgrades
at the time.
Case #2. *The insurance company paid the maximum of the policy so an
adjuster would get no more. *Why pay an adjuster for that?
Case #3 *Adjuster was able to collect on damages that we would not
even think about. *This was a payout of over a million dollars. Well
worth the 10% fee.
Oh, fees are negotiable.
People should ALWAYS BUY REPLACEMENT INSURANCE!
Not the depreciated value where the homowner ONLY gets paid for the
cost of stuff from goodwill........
This 5 year old sofa was 700 bucks new now valued at 100 bucks
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