Jimmy Volleyball wrote:
On 3/19/2013 7:18 PM, wrote:
Any experiences with how to deal with insurance adjusters for
roof damage and interior water damage repairs, eg re-taping
drywall, painting?

I used to be an insurance adjuster. Most people never read the
policy to see what they are buying. . . . . ,

. . . . Then call the adjuster. When they come out, give
them free run of the place and let them do their job. Then when
they present their offer to you, demand that they provide you
with the name, or names, of the skilled technicians the adjuster
believes will honor their estimate. If they refuse to do that, go
right straight to your state insurance commissioner and register
a complaint. When you demand the names of people that will honor
the adjuster's estimate and you get the names and subsequently
use them, they can go back to the adjuster for supplemental
funding for things the adjuster missed and as the adjuster trust
them enough to give out their names, the supplemental will
generally be a breeze. . . . ,

. . . . . There are
such things as adjusters that work for your side. You might want
to discuss your claim with one.

Interesting information, especially about asking for the name or names of
skilled technicians that the adjuster believes will honor the adjuster's
estimate.

Could you say a little more about the "public adjuster" idea? That's
different than hiring an attorney. Do you think that public adjusters who
represent the policyholder are a good idea? -- sometimes, always, never?