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[email protected] clare@snyder.on.ca is offline
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Default Dealing with insurance adjusters

On Wed, 20 Mar 2013 11:30:27 -0400, "TomR" wrote:

wrote:
wrote:
Any experiences with how to deal with insurance adjusters for
roof damage and interior water damage repairs, eg re-taping drywall,
painting?

And then they will only pay to replace the one slope, ie section.
So, I ask what about the fact that 4 roof slopes face the street and
three have extensive damage? You'll only replace 3? Answer:
Yes. I said, but it's not going to match, it will look like hell.
Her answer: We only pay to repair or replace what's damaged,
not for cosmetics......

Any experience with independent adjusters? I'm wondering if I
should try to find one by Fri to be here to try to reason with her?


Sounds as if she probably is in the ballpark, and you're looking to
get something for nothing.

I suppose if you got in a fender bender, you would want the entire car
replaced. Insurance companies only replace what is damaged.

Quit trying to get a handout, and get a job.


He has a job, and he wisely uses some of the money that he earns to purchase
insurance coverage for the property that he owns. All he is doing is asking
the insurance company to do their job, do what he pays his insurance
premiums for, and make him whole by covering the reasonable costs that he
will incur to repair the damage that was caused by the covered hazard (the
storm).

In the case of a car, the insurance co pays the body repairman to
paint what needs to be painted to make it match - and SOME colours of
some paints are "whole job", some you can do a "full panel" without
blending, and some you can patch a panel.

Personally I do NOT allow any blending. Full panel - no blend, or
patch the panel - preferably full panel. Today's paints don't fade
much, so even on a 17 year old vehicle a good match is not difficult
at all on an OEM finish.