On Mar 9, 10:36*pm, Sam Plusnet wrote:
In article ,
says...



On 09/03/2013 11:36, David.WE.Roberts wrote:

Does anyone currently have to do this, and if so what does it cost?

Just change insurers and it will cost nothing. You will probably get
cheaper insurance by not being loyal.

True, but it's a major hassle to read through all the T&Cs, Policy
documents, search the fine print for exclusions that will come back &
bite you etc. etc.

And do all this for more several quotes.

And none of that will tell you what you really need to know.

"What are they like when you have to make a claim?"

--
Sam

I would agree with that. One of the interesting ones I found in doing
this - and it actually is a industry norm seemingly - is that clothing
is not replaced on a one for one basis.

Quite reasonable when one considers that clothing goes out of fashion,
etc. but I have two kilt outfits which would cost the best part of £2k
to replace and I can't get cover for that - and they neither wear out
nor go out of fashion.

Rob