On Sun, 30 Dec 2012 08:23:47 -0600, Dave Balderstone
wrote:

If Canadian gun ownership was as prevalent as it was in the US,
insurance rates would be much higher.

Citation, please?

Just an opinion. More people owning guns and fewer controls on those
guns means a higher percentage of gun incidents. That would be all it
would take for insurance premiums to be higher.

The gun owners in Canada are much more rigidly controlled than in the
US. I should know, I used to own a number of firearms including two
hand guns.