On Mon, 17 Sep 2012 10:34:55 -0400, "Ralph Mowery"
wrote:


"DerbyDad03" wrote in message
...
I've been going for years without carrying too much cash, mostly
relying on my debit card. $20 - $25 was enough for the occasional low
cost purchase or to order subs at work, things like that.

Now, with gas prices being where they are, I'm noticing more and more
stations offering three cents off for cash purchases. Now I find I
have to carry close to $100 if I want to fill up and still have my $20
- $25 pocket cash.


I can still use my credit even at that reduction. I get 1 % back,so at $
3.50 a gallon (more now) I am still ahead of the 3 cents per gallon.
Sometimes it is 5% back for several months.
I never carry a credit card ballance at the interest they charge now.

BTW the debit cards are the worst thing to carry. Even worse than cash. If
you loose the debit card, someone can wipe out your account. With cash, all
you loose is the cash you have with you. Credit cards are protected to some
extent.

Visa and MC branded debit cars carry the same protection as their credit cards
but since it takes time to straighten things out, I'd rather they took the
bank's money than mine.